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Cartoon illustration of a slick, grinning salesman in a shiny gray suit and loud paisley tie fanning three business cards marked with a house, scales of justice and a coin while dangling a house key, as a skeptical young couple watches from behind a glass desk.

Buyer Beware: The One-Stop Shop Agent, Attorney and Lender

Buyer beware. Every so often on Long Island you meet the one-stop shop: one person who wants to be your real estate agent, your attorney and, in some cases, your lender. It sounds easy. What could possibly go wrong? Here is the short answer. W...

Animated illustration of a young couple and a smiling real estate agent reviewing closing documents at a kitchen table, with house keys on the table and autumn trees outside the window.

Closing Costs on Long Island: The Taxes Buyers and Sellers Pay

Wondering what closing costs on Long Island will look like? Here's the short answer. Sellers usually pay the New York State transfer tax. Buyers usually pay the mortgage recording tax. And if you buy a home for one million dollars or more, or ...

Buying or Selling Near the Water on Long Island’s South Shore? What You Need to Know About Flood Insurance Right Now

If you're buying or selling near the water in Babylon, Bay Shore, Islip, Sayville or Lindenhurst, flood insurance can make or break your deal. Here's the short answer. Check the flood zone early. Get a real quote before you sign. And watch th...

First-Time Home Buyer Programs on Long Island: How to Buy When Rates Are Over 7%

Yes, you can still buy your first home on Long Island with rates over 7%. The key is to stop using the average rate as your plan. Programs for first-time buyers can lower your rate, cover part of your down payment, or both. Where the market ...