“Marry the house, date the rate” sounded charming when some brokers and lenders were whispering that rates were about to tumble and you could just refinance later. The 30-year keeps climbing and is now knocking on 7.5%. Refinancing is not a plan. Affordability today is the plan.
Buy the house you can actually live with — not the payment that only works if the Fed sends you flowers. Live below your means. Leave room for life, repairs, and a bad month. Prudence is not boring. It’s how you stay in the house.
No pressure. No fairy-tale rate forecasts. Just honest numbers and a team that will tell you when to wait.
Jones Hollow Realty Group
Let’s look at what actually fits.
